§ 25-42. Insurance.

(a)

Indemnity for benefit of city. Any horse-drawn carriage company operating under this article shall hold the City of Cartersville, its officers, agents, servants, and employees harmless against any and all liability, loss, damages or expense which may accrue to the city by reason of negligence, default or misconduct of the company in connection with rights granted to such company hereunder. Nothing in this article shall be considered to make the City of Cartersville, its officers, agents servants or employees liable for damages because of any negligent act or omission or commission by any horse-drawn carriage company, its servants, agents, drivers or other employees, during the operation by the company of a horse-drawn carriage business or service, either in respect to injury to persons or with respect to damage to property which may be sustained.

(b)

Insurance for benefit of passengers. Any horse-drawn carriage company desiring a license to do business shall give and maintain a policy of indemnity from an insurance company authorized to do business in the state for each vehicle in use as a horse-drawn carriage. The minimum coverage shall be fifty thousand dollars ($50,000.00) for bodily injury to any one (1) person, one hundred thousand dollars ($100,000.00) for injury to more than one (1) person which are sustained in the same accident, and twenty-five thousand dollars ($25,000.00) for property damage resulting from one (1) accident. The indemnity insurance shall insure to the benefit of any person who shall be injured or who shall sustain damage to property caused by the negligence of a horse-drawn carriage company, its servants or agents.

(c)

Blanket policy. Any company or person operating a horse-drawn carriage in the city shall give a separate policy of indemnity insurance for each separate horse-drawn carriage for hire, except where such company or person actually owns or holds legal title to more than one (1) horse-drawn carriage, in which event, such company or person may give one (1) policy of indemnity insurance covering all the horse-drawn carriages actually owned. This latter provision, however, shall not apply to any group of persons separately owning horse-drawn carriages who may be jointly operating or doing business under a licensed horse-drawn carriage name.

(Ord. No. 20-90, § 22, 9-20-90)